- ✓ It is the least expensive and simplest of all life insurance policies.
- ✓ There is no guarantee of renewal when the term ends.
- ✓ PHP offers the most inexpensive Term insurance on the market
We’re proud to offer a prestigious selection of financial services products from some of the world’s leading life insurance providers.
TERM LIFE INSURANCE
RETURN-OF-PREMIUM TERM LIFE INSURANCE
- ✓ Premium returns can start as early as the second year.
- ✓ Protection if you need it and return of all your premiums paid.
INDEXED UNIVERSAL LIFE INSURANCE
- ✓ A type of permanent life insurance.
- ✓ You can choose you “index” based on your risk tolerance.
- ✓ Cash value has tax-deferred growth
- ✓ Can be paired with a Long Term Care rider.
NO-MEDICAL EXAM LIFE INSURANCE
- ✓ Up to $250k death benefit
- ✓ No medical exam or blood work is required.
Nearly 40 million U.S. households (45%) have no retirement assets, according to a recent report by the National Institute on Retirement Security, and half of those households are headed by someone aged between 45 and 65.
FIXED INDEXED ANNUITY
- ✓ Offers tax-deferred, retirement income
- ✓ For investors who seek protection of capital
- ✓ Can be structured to give you income for the rest of your life