Due to the Coronavirus, our office will be operating remotely in order to keep our staff free from infection. For latest update on the virus as it pertains to Florida please access our link. Office: 813.995.6013 Ext: 101 / Direct: 727.755.3060 Email: info@centurioninsuranceafs.com

[vc_row extra_id=”serviced” css=”.vc_custom_1566892674473{padding-top: 10% !important;padding-bottom: 10% !important;background-image: url(http://centurioninsuranceafs.com/wp-content/uploads/2019/08/banner-4-11.jpg?id=2308) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column css_animation=”fadeInLeftBig”][vc_custom_heading text=”Our Services” font_container=”tag:h2|font_size:45px|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row][vc_column css_animation=”fadeInRight”][vc_custom_heading text=”We’re proud to offer a prestigious selection of financial services products from some of the world’s leading life insurance providers.” font_container=”tag:h2|font_size:28px|text_align:center|color:%23000000|line_height:39px” use_theme_fonts=”yes” css=”.vc_custom_1566892817882{margin-top: 3% !important;}”][/vc_column][/vc_row][vc_row css=”.vc_custom_1566899287569{padding-top: 6% !important;padding-bottom: 3% !important;background-color: #eeeeee !important;}”][vc_column css_animation=”fadeInUpBig”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1/2″][vc_single_image image=”2319″ img_size=”full”][/vc_column_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”TERM LIFE INSURANCE” font_container=”tag:h2|text_align:left|color:%23000000″ use_theme_fonts=”yes”][vc_column_text]

“Term” is a life insurance policy that provides coverage for a predetermined amount of time. Benefits are gained if the policy owner passes away in a predetermined time frame, typically 10,15,20 or 30 years.

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PHP also offers a compelling Term insurance policy that will return your ENTIRE premium if you outlive the term period of your life insurance.

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Indexed Universal Life Insurance is a form of permanent life insurance. It’s an insurance policy where the benefit is assured to be paid upon your death (assuming the policy is kept current). Also, unlike Term insurance, the policy can accrue a cash value within specified “indexes” (such as the S&P 500 or Nasdaq 100).

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This simple, affordable life insurance is designed to cover expenses like medical bills and funeral costs (including plot and mortuary expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.

[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_single_image image=”2351″ img_size=”full”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=”.vc_custom_1566898219971{background-color: #000000 !important;}”][vc_column css_animation=”fadeInRight”][vc_row_inner css=”.vc_custom_1566898254083{margin-top: 5% !important;margin-bottom: 5% !important;}”][vc_column_inner][vc_custom_heading text=”Nearly 40 million U.S. households (45%) have no retirement assets, according to a recent report by the National Institute on Retirement Security, and half of those households are headed by someone aged between 45 and 65.” font_container=”tag:h3|text_align:center|color:%23ffffff|line_height:35px” use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=”.vc_custom_1566898474891{padding-top: 6% !important;}”][vc_column css_animation=”fadeInLeftBig”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1/2″][vc_single_image image=”2353″ img_size=”full”][/vc_column_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”FIXED INDEXED ANNUITY” font_container=”tag:h2|text_align:left|color:%23000000″ use_theme_fonts=”yes”][vc_column_text]

This is a special class of annuities offered by PHP that yields returns on your contributions based on a specific equity-based “index,” such as the S&P 500. With an Indexed Annuity there is a guaranteed minimum return, so even if the stock index does poorly, the holder will not lose any part of his investment. Conversely, the yields will be somewhat lower due to caps and fee-related deductions.

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